Lori has a small nail and make-up business, but she is very creative and has a large inventory of cool new products in which she tries to interest her clients. Unfortunately, it is a very competitive industry and it is difficult to determine what would interest her clients. Lori has not always guessed correctly, and her business, which is unincorporated, has struggled; she already has 2 mortgages on her home to support it. Some of her suppliers allow her to carry their products on consignment but many do not and she has maxed out her line of credit with the bank.
Lori has now come across a new line of hair product which she thinks is very promising for the bridal market, which is the cash cow of her business.

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