When Jack Schultz started his company 10 years ago, he was lucky if he had two cars a day to work on. Today, Jack has
15 people working for him and he usually has a backlog of about five days’ work. Some of this work is repairs caused by
car accidents; a lot of it is as a result of improper maintenance by the owners.
Jack is 64 years old and feels he will work for about six more years before retiring. The business is very profitable and
Jack and his wife do not need to worry about retirement income. However, Jack is concerned about what to do with the

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